Finding the right mortgage isn't always easy, but when you do, it can save you £100s every month.
You may be worried about mortgage rates and availability increasing post-Brexit, or you may have had a poor credit score, or been refused a mortgage by your bank. You might have concerns about being granted a mortgage if you're self employed, or if your age may affect your chances of getting one. These are just a few of the possible 'perceived' barriers to finding your mortgage and getting it right can be difficult.
My name is Malcolm Shand, and I have been an independent, whole of market mortgage broker since 2009, and have experienced all of the above concerns with my clients, to name just a few! I have assisted people with their individual mortgage needs and encountered just about every scenario that exists during my experience of more than a decade.
Helping more than 500 people from a variety of backgrounds successfully complete on their mortgages, I have tailored my services to each client to find what is right for them. I take pride in achieving solutions for people with the most challenging and complex of cases and the extent of positive client feedback and reviews reflect this.
Many people will experience misconceptions and confusion when searching for a mortgage. Quite often, the media fuels our thoughts about mortgage availability and this can sometimes cloud our views on our own situation. We might seek help from our bank but this can lead to confusion, especially when the advice is not independent and advice may be biased.
More often than we think, it is possible to get a mortgage through professional advice from someone who has access to mortgage products that are not available on the high street. Having someone like me to help navigate you through this process can be of great benefit.
It's no surprise that the process of obtaining a mortgage can be stressful. This, combined with the uncertainty of mortgage products available and sometimes overwhelming amount of information exchanged can often lead to a person 'throwing in the towel' and stopping their mortgage search completely.
Not being able to buy a property can bring life-changing consequences to a person, it is helpful to be guided through the process by an experienced professional who will communicate clearly, without the jargon and without talking down to them.
I will do the 'heavy lifting' for you - just provide the relevant information and paperwork to me and I will sort the rest!
Working with me will help you to turn your case around if you have been refused a mortgage by acting as quickly as possible.
If you work with me from the start of your application, you will greatly reduce the stresses of the process and have a much higher chance of obtaining the right mortgage for you, tailored to your unique needs.
I have a vested interest in successfully completing your mortgage as I only paid when I get results, that is, at the completion of your new mortgage.
Book a free consultation with me and get expert advice now.
My direct number is 01132 136 316
Consultatation without obligation
Independent & Whole of Market
Mortgages to choose from
Malcolm Shand provided my young family, with a great service, to arrange mortgage from begining to end.
Malcolm, Thanks for all your hard work getting every thing up and running for me, Its greatly appreciated, all the best Danny.
Fantastic would definitely recommend!
Very happy with the overall service! Made mortgage process so much more easy. Without Malcom/s help I feel things wouldn/t have gone quite so smoothly with my purchase. Thank you!
I shall contact you to discuss your requirements. When you're ready to proceed, I shall help find the best options for your specific circumstances.